1. Research the requirements for personal loan applications in advance. This will help you understand what information and documentation you need to provide in order to increase your chances of approval.

2. Make sure you meet the eligibility criteria for a personal loan. Different lenders have different requirements, but generally you will need to be employed, have a good credit history and be over 18 years of age.

3. Compare different personal loan offers from a range of lenders. This will help you find the loan with the best interest rate and terms to suit your needs.

4. Calculate how much you can afford to repay each month before you apply. This will help you avoid borrowing more than you can afford and getting into financial difficulty.

5. Read the terms and conditions of the loan offer carefully before you apply

This will help you understand the full cost of the loan and avoid any nasty surprises later on.

6. Fill in the application form accurately and completely. 

This will help the lender assess your application more quickly and avoid any delays in processing it.

7. Include all the required documentation with your application. 

This will help the lender verify your information and make a decision on your loan more quickly.